Interest-Free Credit Powered by your Every Day Shopping!

Have you ever heard of the website, Float Money?  Are you trying to rebuild your credit or do not have a lot of credit but a lot of income?

Float Money is designed to offer you a credit line that increases as you do your every day shopping.  What does this mean?

When you sign up, you receive a "Float Score"..kind of like a credit score because it's based on  your current credit.  Then as you do your usual online shopping (or you can purchase gift cards), your spending amounts goes towards factoring your credit line.  An example case scenario below:

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You can use that credit line to purchase whatever you want and even borrow funds from that credit line to pay bills, etc.

How It Works:

• Your Float Score is what converts your spending to credit. After you sign-up, request your score. We'll ask for basic information and run a credit report. Once you have your Float Score, you can start building interest-free credit just by shopping.
• Your everyday shopping is the engine that drives your credit line. Do as much of this as you can through Float. Buy gift cards to use at your local grocery, gas station and pharmacy. Do your online shopping through our website. Business spending counts too! We offer hundreds of top retailers to choose from.
• Your Float Line (the amount that you can borrow) equals your Float Score times your average monthly spending. So if you spend $500 a month with a 100% Float Score, your Float Line is $500. Increase your Float Score and/or your average monthly spending and watch your credit grow.
• Draw on your line at any time and we will transfer money to your bank account in two business days. You pay us back exactly what you borrowed in ten monthly installments – never a fee, and never any interest.

Float Score:

• When you join Float and request a Float Score, you will start at 50%, 100%, 150% or 200%. We give you this first score based on your credit report and profile. Your Float Score determines how much interest-free credit you get for every dollar of spending you do through Float.
• Your Float Score can grow to over 600%. We increase (or decrease) your score based on your activity with Float. Your score will increase as time passes with regular shopping and on-time loan repayments. Your score will rise faster, the less you borrow. The best way to start growing fast is to join the Planned Spending Program.
• The higher your Float Score, the higher your interest-free credit with Float (your Float Line). See the tool at the right to estimate your initial line and how high you think you can grow.